Know your credit report, grasshopper
Whether or not you plan to buy a house or a car or something else large in the near future, you should have a general idea of how your credit looks. When you sit down to refinance your mortgage is the wrong time to find out that your credit score leaves much to be desired.
There are multiple sites on the internet claiming to obtain your credit report for you for free but which ultimately charge you for the privilege. (“Oh, we did obtain the report for free. But if you want to see it, that’s gonna cost you extra!”) You are entitled to a free copy of your credit report once every year, and you should obtain it and look it over for problems or discrepancies. Online, you can use this site to query the three major credit agencies. Or you can call them directly; once a year, they have to issue you a report free of charge if you ask.
Once you have your report(s), here’s what to look for: read more…
In case you missed the previous deals . . .
… here’s two deals that will sound eerily familiar:
Restaurant.com is at it again, so it’s time to stock up on dining certificates for your favorite restaurants. Use coupon code 44355 to take 60% off your order. Expires October 31st, 2006.
Meanwhile, over at batteries.com, you can use coupon code BOGO to receive any second item at 65% off, plus you’ll automatically get a free 8-pack of AA batteries. Expiration unknown on this one. This would be a great time to buy some of those more expensive things like laptop batteries, if you’re in the market.
Then you can surf the web for longer at your favorite restaurant, for less! Or not, because that’d be really geeky. Even for me.
One-day sale at Catherine’s
Shop Catherine’s all day today and receive 30% off everything; no coupon required.
The sale ends at 11:59 pm ET tonight.
I’m not sure if this sale can be combined with other coupons, but it’s worth a try, right? Here’s a few to see if you can sweeten the deal:
Take 20% off any purchase – coupon code 444844765
Take $10 off your $30+ purchase – coupon code 444526768
Take $20 off your $70+ purchase – coupon code 444462162
(All three of those coupons are valid until November 3rd, 2006.)
If you’re one of those Spanx devotees, now would be a good time to pick some up. I, personally, do not understand the Spanx craze, other than that it is awfully fun to say… but there you are.
Not that you need it
Heavens knows that I don’t have any blackheads, and neither do you, I’m certain. But just in case you know some poor soul who does, and you—I mean, they—want to try Noxzema’s Triple Clean Blackhead Cleanser, now you—I mean, they—can.
Oh, look over there. Something shiny!
Awesome boots on sale
Still need Winter boots? There are plenty to choose from in the Lands’ End Overstocks. Only two not-very-snow-y options show up for Men, but if you’re looking in Women or Kids you may be able to snag a deal.
Sizes and colors are limited, but that’s how it goes when things are that deeply discounted.
And if you live somewhere that doesn’t require snowboots, I don’t wanna hear about it. Hmph.
I just love a license to shop
The lovely barbie2be writes:
Dear Wise and Lovely Mir,
As a member of my company entertainment committee I have been asked to come up with five gift ideas for our company holiday party raffle. My first thought was of that portable DVD player that you posted about but I am completely dry on any others. I believe last year we spent up to $200 each on 8 or 10 gifts. Any ideas, oh wise one?
Wait. Did you just ask me if I have any ideas on… things to shop for? I feel faint. I mean, if this question came with a bowl of ice cream, I could die happy right now.
Let’s all enjoy a moment of silence to savor the idea of having $2000 to spend on frivolous things. Ahhhhhh.
Okay, let’s get down to business. read more…
Kiss My Face (for less!)
No, don’t kiss my face; I have no idea where you’ve been. Let’s just wave at each other.
Thanks to Jill for alerting me to the current Kisses For a Buck or Two promotion at Kiss My Face. Periodically they drastically reduce items that are either being discontinued or remade with spiffy new labels. If this is a brand you use, it’s a great time to stock up.
If you don’t yet know Kiss My Face, their products are all-natural and mostly organic, and they clearly have a sense of humor about their crunchy-granola selves, too. That’s important, because if a place like that can’t laugh at themselves, I feel compelled to do it for them. This way leaves me more time and energy to shop.
Get hooked on phonics for less
As annoying as the commercials are (“Hooked on Phonics worked for ME!”), the Hooked on Phonics materials do enjoy quite a following. But if you’ve checked out their website, you know the prices are not cheap.
Been wanting to get Hooked, without paying through the nose?
Check out the Hooked on School Success set for just $49.99 (it’s selling for twice that on the HoP site), or the Learn to Read
set for just $99.99 (selling for three times that on the HoP site).
Interested in one of these (or anything else at SmartBargains)? Do your shopping, then come back here and click through the promotion link you want, before you check out, to activate your coupon and save even more:
12% off for New Customers – Ends 11-2-06
$10 Off Orders Over $125 – Ends 11-2-06
Free Shipping off $75 – Ends 11-2-06
Then, uh, could one of you come over here and teach my kid to read? I’m pretty sure neither of those kits will work for him unless they come with duct tape to attach him to the chair.
Stock up on groceries at Amazon
Did you notice there’s another grocery deal
They carry a huge variety of brands, all with free Super Saver Shipping over $25. Lots of stuff is already on sale, too.
I just spent longer than you’ll get me to admit making my cart total as close to $49 as possible. I know, I know; I need help.
Freebie for short survey
Go do this survey and receive a free compass/whistle/keylight. Maybe it’ll come in time to stuff into someone’s stocking!
I just plan to toss it into the middle of the floor and let the kids duel it out for it. I think that’s fair.
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